If a customer has multiple credit blocks which block will be drawn down from first?

When a customer has multiple active credit blocks, credits are drawn from the books in the following order:

1. Block expiration time - blocks with an earlier expiration time

2. Block creation time - blocks with an earlier creation time

3. Per unit cost basis - blocks with a larger cost basis

Key Points:

• Credit blocks are utilized based on their expiration date, regardless of when they were created.

• If expiration dates are identical, the creation date will determine the order of usage.

• When both expiration and creation dates are the same, the system will use the block with the higher cost per unit.

Example:

Verification:

You can verify this behavior by testing in the platform's test mode. Add multiple credit blocks with different expiration dates, effective dates, and unit costs in order to observe which one is depleted first.